• For small shops, service businesses, agriculture, livestock, and small startup businesses.
• Loan size as per Nepal Rastra Bank's regulations.
• Loans up to NPR 75,000 are repayable in 10, 12, or 18 equal installments, including a grace period of one month.
• Loans above NPR 75,000 up to NPR 200,000 are repayable in 10, 12, 18, or 24 equal installments, including a grace period of one month.
• Available only to members affiliated with a center/group.

Discipline Loan

• For rearing buffaloes, cows, oxen, and horses, with or without insurance.
• Insurance premium as determined by the government.
• Repayable in 10–24 monthly installments.
• Initial maximum loan size of NPR 100,000.
• No collateral required.
• The first installment starts after two months.

Maternity Loan

• For safe maternity services and treatment of gynecological conditions.
• Loan limit of up to NPR 50,000 depending on the purpose.
• Concessional interest rates.
• Repayable in 10–24 installments based on the loan purpose.
• Grace period of 1 to 3 months based on the nature of treatment.

Smartphone Loan

• To encourage members to conduct transactions using digital technology.
• Loan limit of up to NPR 25,000.
• Repayable in 2 years through equal monthly installments.