General Loan

• For small shops, service businesses, cash crop farming and small startup businesses
• Payable in 10 - 48 monthly installments
• Loan size as per NRB rules
• Without collateral
• First installment starts after 2 months

Livestock loan

• Buffaloes, Cows, Bulls, Horses etc. for insurance and non-insurance other livestock
• Insurance premium fixed by the government
• Payable in 10 - 24 monthly installments
• Initial maximum loan size is Rs. 100 thousand
• Without collateral
• First installment starts after 2 months

Project Loans

• For small running businesses
• Payable in 10 - 48 monthly installments
• Loan size as per NRB rules
• Without collateral
• First installment starts after 2 months

Small Enterprise Loans

• चलिरहेको उद्यमहरूको लागि (स्केल अप)
• Payable in 10 - 48 monthly installments
• Loan size as per NRB rules
• With collateral
• First installment starts after 2 months

Discipline Loan

• For disciplined borrowers
• After payment of half amount of installments
• Within acceptable limits
• Other situations are like Loan consumption

Maternity loan

• For nutrition, safe delivery and maternity-related treatment.
• Multiply the savings amount by Rs. 30 thousand
• Without collateral
• Concessional interest rate
• Grace period for 1 month for nutrition, 2 months for normal delivery, and 3 months for scissor.