• All members must deposit a fixed amount during the monthly meeting.
• Deposited savings are refunded when a member leaves the group.
• Amounts exceeding NPR 20,000 can be withdrawn if requested.
• Interest as per committee’s policy.

Personal Savings

• Deposit or withdraw any amount as desired.
• Can transfer funds to other savings accounts or use for loan repayments.
• Interest as per committee’s policy.

Maternity Savings

• Save a fixed monthly amount in multiples of NPR 100.
• Members can take maternity loans as per rules.
• If no loan is needed, saved funds can be withdrawn when required.
• Interest as per committee’s policy.

Progressive Savings

• Members can transact up to NPR 20,000 during meetings and up to NPR 5,00,000 at the office.
• Deposit and withdraw as needed.
• Interest as per committee’s policy.

Women's Exclusive Savings

• Open a separate account for deposits.
• Separate passbook or statement available.
• Account details remain confidential without the member's consent.
• Interest as per committee’s policy.

Retirement Savings

• No new accounts can be opened currently.
• Existing accounts follow fixed-term policies for 5, 10, or 15 years with lump-sum payments.